Cambridge IELTS 1 · Listening · Test 4 · Part 2

Student Banking — IELTS Listening Answers

All 9 answers for Student Banking, Cambridge IELTS 1 Listening Test 4 Part 2, with the transcript evidence and an explanation for each.

By Deep Bikram, IELTS Content Lead & Assessment Specialist · Reviewed by Sarah Chen · Updated

← All Cambridge 1 Listening Test 4 answers

Student Banking answer key at a glance

Questions 13–21. Tap an answer to see the evidence.

  1. 13Hope Street
  2. 14evidence
  3. 15passport
  4. 16current account
  5. 17chequebook
  6. 18withdraw
  7. 19directly from
  8. 20permission
  9. 214.30 pm

What this part tests

This part is tested with Note Completion (Q13–21). Each section below gives the strategy for that question type, the answers, and the sentence that proves them.

Questions 13–21: Note Completion

Strategy: Predict the word class from the note, find the paraphrase of the note's keyword in the transcript, then copy the answer exactly within the word limit.

Q13Hope Street
“there's Barclays in Realty Square, National Westminster in Preston Park, Lloyds in City Plaza and Midland in Hope Street”

The Midland bank is 'in Hope Street', so Hope Street is the location required.

Q14evidence
“Now, as an international student you will need to provide evidence that you can fund yourself for however long your course lasts”

Students must 'provide evidence that you can fund yourself' for the length of the course, so evidence.

Q15passport
“In addition to this most banks ask you to bring your passport and your letter or certificate of enrolment”

Most banks ask for 'your passport and your letter or certificate of enrolment', so passport.

Q16current accountalso accepted: current, student account, student
“Now, by far the most useful type of account to open is a current account. When you do this, you will actually get what is called a "student account" which is a current account with special concessions for students”

The most useful account is 'a current account', which becomes a student account with concessions.

Q17chequebookalso accepted: checkbook
“When you open the account, the bank will give you a chequebook and you can use this to draw money out as you need it. If you need to write cheques in shops, you'll also need a cheque card”

The bank gives you 'a chequebook... to draw money out as you need it'.

Q18withdrawalso accepted: draw out, draw, take out
“You can also withdraw cash from a cashpoint machine with a cashcard. These are extremely useful as they enable you to withdraw cash from your account during the day or at night”

A cashcard lets you 'withdraw cash from a cashpoint machine', so withdraw is the verb needed.

Q19directly fromalso accepted: right out of, out of
“It takes the money right out of your account, so you don't need your chequebook”

A cashcard takes the money 'right out of your account', so you do not need your chequebook.

Q20permission
“Be very careful with this you should not do this without permission from your bank”

'You should not do this without permission from your bank', so permission is required first.

Q214.30 pmalso accepted: 4.30, 4:30 pm, 4:30
“Banks used to be open from 9.30 am until 3.30 pm from Monday to Friday but many main branches are now open until 4.30 or 5 pm on weekdays”

Main branches are now 'open until 4.30 or 5 pm on weekdays', and 4.30 is the closing time recorded.

Learn the question types in this part

Frequently asked questions

Where does the Student Banking listening section come from?

It is Part 2 of Cambridge IELTS 1 Listening Test 4, and it covers Questions 13–21.

What question types appear in Student Banking?

The part is tested with Note Completion. Each type is explained on this page, alongside the answers.

Are these reading answers reliable?

Every answer is paired with the sentence that proves it, so you can check each one against the passage yourself. Use the page after a timed attempt, not instead of one.

Cambridge IELTS is published by Cambridge University Press & Assessment. Band9Prep is not affiliated with Cambridge. This page is an independent study aid: it gives the answer key, the passage evidence and an explanation so you can review an attempt you have already made.

Our AI identifies exactly what is holding your score back and shows you how to fix it.